With summer officially over, the end of the year will be around before you have time to figure out whether it is better to finally take down the Christmas lights or, at this point, just leave them up. That makes it a good time to look ahead at your taxes, as well as take care of a few other financial chores. The first step is to check your taxes, to make sure that you are not giving Uncle Sam a tax-free loan until next April 15. On the other hand, if you use your tax refund as a kind of … Continue reading...